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Florida-Specific Insights
Topics tailored to Florida buyers—property taxes, flood zones, state-specific assistance programs.


What You Need to Know About Flood Zones and Insurance Coverage Before Buying in Florida
Living in Florida means sunny skies, coastal breezes, and—yep—flood zones. Whether you're house hunting in Tampa, Spring Hill, or anywhere in the Greater Tampa Bay Area, flood zones and insurance can have a big impact on your mortgage approval and monthly budget.

Jonathan Shupe
Oct 93 min read


USDA Home Loans in Florida: Dade City and Other Gems
If you’re looking to buy in the rural areas of Florida, a USDA loan might be one of the smartest ways to finance your home.

Jonathan Shupe
Oct 62 min read


Islamic Financing: Halal Home Loans Explained
Enter the Halal home loan—a type of Sharia-compliant financing designed to help Muslim buyers achieve homeownership without compromising their values.

Jonathan Shupe
Jul 63 min read


Unlocking Florida’s Down Payment Assistance Programs: A Guide for Homebuyers
Here’s a breakdown of the top down payment assistance programs in Florida, what they offer, and the fine print you’ll want to know.

Jonathan Shupe
Jun 273 min read


Understanding How Mortgage Home Loan Rates Shape Your Homeownership Journey
One of the most crucial elements in this journey is home loan rates. These rates not only affect your monthly mortgage payment but can also influence your overall budget and future investments.

Jonathan Shupe
Jun 244 min read


One-Time Close Construction Loans in Florida: Build Smart, Close Once
Thinking about building your dream home in Florida? From sandy coastlines to quiet country lots, the options are endless—but finding a home that checks every box? Not so easy.
That’s where a One-Time Close Construction Loan comes in.

Jonathan Shupe
Jun 242 min read


Essential Insights on First-Time Homebuyer Programs in Florida and FHA Loan Opportunities
Buying your first home is exciting—but it can also feel overwhelming. Between figuring out your budget, searching for homes, and navigating mortgage options, it’s a lot. The good news? Florida offers a ton of first-time homebuyer programs to help make the process easier (and more affordable).

Jonathan Shupe
Jun 183 min read


How to Buy a Home in Florida with Less Than 20% Down
When it comes to buying a home in Florida, a lot of people think they need to save up 20% for a down payment. That can feel impossible—especially with rising home prices and the cost of living. But here’s the good news: you don’t need 20% down to buy a home.

Jonathan Shupe
Jun 164 min read


Florida Property Taxes & Your Mortgage: What Buyers Should Know
When buying a home in Florida, it’s important to understand how Florida property taxes work —because they directly impact your monthly...

Jonathan Shupe
May 233 min read


Spring Into Homeownership: Essential Mortgage Tips for the Season
At Shupe Lending Group, we’re here to guide you through this exciting journey with some essential mortgage tips designed specifically for th

Jonathan Shupe
Mar 193 min read


Decoding FHA Mortgage Guidelines for Florida Condo Associations: Exploring the Limited Options in Pinellas, Hillsborough, and Pasco Counties
Finding an FHA-approved condo in Pinellas, Hillsborough, or Pasco County is tough—but not impossible.

Jonathan Shupe
Mar 43 min read
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