We offer a variety of loans, including Fixed-Rate, Adjustable-Rate (ARM), FHA, VA, USDA, Jumbo Loans, Interest-Only Mortgages, and Refinancing options. We also provide Home Equity Lines of Credit (HELOCs) for accessing your home’s value.

Getting pre-approved is easy! You can apply online through our secure portal or connect with one of our loan specialists to guide you through the process. You’ll need to provide income verification, credit information, and other personal details to determine your eligibility.

• Conventional Loans: As low as 3% • FHA Loans: 3.5% • VA Loans: 0% for eligible veterans and active-duty service members • USDA Loans: 0% for qualified rural areas • Jumbo Loans: Typically 10% or more

The approval process can vary, but it typically takes 30-45 days from application to closing. The timeline may be shorter for pre-approvals or straightforward applications.

Yes, you can still refinance with low equity. Options like FHA Streamline Refinancing or VA IRRRL (Interest Rate Reduction Refinance Loan) may be available. Contact our team to discuss the best refinancing solution for you.