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What Is Islamic Home Financing? Halal Home Loans Explained by Shupe Lending
Enter the Halal home loan—a type of Sharia-compliant financing designed to help Muslim buyers achieve homeownership without compromising their values.

Jonathan Shupe
Jul 63 min read


Unlocking Florida’s Down Payment Assistance Programs: A Guide for Homebuyers
Here’s a breakdown of the top down payment assistance programs in Florida, what they offer, and the fine print you’ll want to know.

Jonathan Shupe
Jun 273 min read


One-Time Close Construction Loans in Florida: Build Smart, Close Once
Thinking about building your dream home in Florida? From sandy coastlines to quiet country lots, the options are endless—but finding a home that checks every box? Not so easy.
That’s where a One-Time Close Construction Loan comes in.

Jonathan Shupe
Jun 242 min read


Is Refinancing Worth It in 2025? Florida Market Insights & Mortgage Rates June 2025
Mortgage Rates and Refinancing in 2025 could make sense if you’re currently paying over ~7% and can lock in at least a 0.5–1% lower rate—but only if you're sticking around long enough to recover closing costs. Florida’s rising inventory, buydown incentives, and steady refinance activity suggest it’s a smart time to evaluate your options.

Chris Lai
Jun 212 min read


Construction Loans in Florida: Everything You Need to Know
A construction loan is a short-term loan used to finance the building or renovation of a home. Unlike a traditional mortgage that pays out all at once, a construction loan releases funds in stages (called “draws”) as progress is made on the home.

Jonathan Shupe
Jun 202 min read


Essential Insights on First-Time Homebuyer Programs in Florida and FHA Loan Opportunities
Buying your first home is exciting—but it can also feel overwhelming. Between figuring out your budget, searching for homes, and navigating mortgage options, it’s a lot. The good news? Florida offers a ton of first-time homebuyer programs to help make the process easier (and more affordable).

Jonathan Shupe
Jun 183 min read


How to Buy a Home in Florida with Less Than 20% Down
When it comes to buying a home in Florida, a lot of people think they need to save up 20% for a down payment. That can feel impossible—especially with rising home prices and the cost of living. But here’s the good news: you don’t need 20% down to buy a home.

Jonathan Shupe
Jun 164 min read


Refinancing A Mortgage After A Divorce
Divorce brings a long checklist of emotional, legal, and financial changes—and if you and your ex owned a home together, refinancing the mortgage is probably near the top of that list. But what if one of you can’t qualify to refinance on your own? This is a very real scenario that can leave people feeling stuck, especially if the court awarded the home to one party, but the mortgage is still in both names. Here's what you need to know from a mortgage professional standpoint.

Jonathan Shupe
Jun 13 min read


Florida Property Taxes & Your Mortgage: What Buyers Should Know
When buying a home in Florida, it’s important to understand how Florida property taxes work —because they directly impact your monthly...

Jonathan Shupe
May 233 min read


Unlock Financial Flexibility with Cross-Collateralization Loan Programs For Flexible Mortgage Options
Financial flexibility is key in the world of high-net-worth investments. That’s where Shupe Lending Group’s Cross-Collateralization Loan Program comes into play. It offers a strategic way to leverage your assets to their fullest potential without liquidation.

Jonathan Shupe
May 32 min read


Exploring the Benefits of a HECM Reverse Mortgage: A Financial Tool for Seniors
As retirement approaches, many seniors are looking for ways to maintain their lifestyle, cover unexpected medical expenses, or manage home upgrades without the financial strain. One option that offers financial relief is the reverse mortgage. Let’s dive into what makes this financial solution a viable option for many homeowners aged 62 and older.

Jonathan Shupe
Apr 302 min read


Tailored Home Loan Solutions for Healthcare and Other Professionals: 100% Financing Options
Professionals across various fields, from healthcare to law, often face unique financial challenges, especially when it comes to purchasing a home. Recognizing this, our specialized financing options cater specifically to the needs of busy professionals aiming to balance their career demands with personal investments.

Jonathan Shupe
Apr 272 min read


How to Improve a Low Credit Score Before Applying for a Mortgage
You don’t need a perfect credit score to buy a home—but the stronger your score, the more options you’ll have.

Jonathan Shupe
Apr 253 min read


Understanding Mortgage Interest Rates
Mortgage interest rates represent the cost you pay to borrow money from a lender to purchase a home. Expressed as a percentage of the loan amount, this rate is added to the principal of your loan and paid back in your monthly payments.

Jonathan Shupe
Apr 113 min read


Top 3 Ways to Boost Your Credit Score Fast in 2025
Credit improvement doesn’t have to be overwhelming. In 2025, it’s all about smart, intentional moves that deliver real results.

Jonathan Shupe
Apr 73 min read


True or False: Getting Pre-Approved for a Mortgage Means You’re Guaranteed a Loan
Getting pre-approved is an excellent step toward buying a home—it shows sellers you’re serious and gives you a clear idea of what you can af

Bill McElhill
Mar 312 min read


Spring Into Homeownership: Essential Mortgage Tips for the Season
At Shupe Lending Group, we’re here to guide you through this exciting journey with some essential mortgage tips designed specifically for th

Jonathan Shupe
Mar 193 min read


True or False: You Can Choose Your Own Home Appraiser or Appraisal Service
You can’t choose your own appraiser, but the process is designed to keep things fair.

Rich Seiler Jr.
Mar 142 min read


Is the Lowest Interest Rate Always the Best Mortgage?
The best mortgage isn’t just about the lowest interest rate—it’s about the overall cost, terms, and how well it fits your financial goals.

Jonathan Shupe
Mar 122 min read


Mortgage Guidelines on Late Payments: What You Need to Know
Late payments can make mortgage approval more challenging, but they don’t always mean a dead end.

Chris Lai
Mar 73 min read
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