Credit & Financing

Enter the Halal home loan—a type of Sharia-compliant financing designed to help Muslim buyers achieve homeownership without compromising their values.

Here’s a breakdown of the top down payment assistance programs in Florida, what they offer, and the fine print you’ll want to know.

Thinking about building your dream home in Florida? From sandy coastlines to quiet country lots, the options are endless—but finding a home that checks every box? Not so easy. That’s where a One-Time Close Construction Loan comes in.

Mortgage Rates and Refinancing in 2025 could make sense if you’re currently paying over ~7% and can lock in at least a 0.5–1% lower rate—but only if you're sticking around long enough to recover closing costs. Florida’s rising inventory, buydown incentives, and steady refinance activity suggest it’s a smart time to evaluate your options.

When it comes to buying a home in Florida, a lot of people think they need to save up 20% for a down payment. That can feel impossible—especially with rising home prices and the cost of living. But here’s the good news: you don’t need 20% down to buy a home.

Divorce brings a long checklist of emotional, legal, and financial changes—and if you and your ex owned a home together, refinancing the mortgage is probably near the top of that list. But what if one of you can’t qualify to refinance on your own? This is a very real scenario that can leave people feeling stuck, especially if the court awarded the home to one party, but the mortgage is still in both names. Here's what you need to know from a mortgage professional standpoint.

Financial flexibility is key in the world of high-net-worth investments. That’s where Shupe Lending Group’s Cross-Collateralization Loan Program comes into play. It offers a strategic way to leverage your assets to their fullest potential without liquidation.

As retirement approaches, many seniors are looking for ways to maintain their lifestyle, cover unexpected medical expenses, or manage home upgrades without the financial strain. One option that offers financial relief is the reverse mortgage. Let’s dive into what makes this financial solution a viable option for many homeowners aged 62 and older.

You don’t need a perfect credit score to buy a home—but the stronger your score, the more options you’ll have.

Mortgage interest rates represent the cost you pay to borrow money from a lender to purchase a home. Expressed as a percentage of the loan amount, this rate is added to the principal of your loan and paid back in your monthly payments.

Credit improvement doesn’t have to be overwhelming. In 2025, it’s all about smart, intentional moves that deliver real results.

The best mortgage isn’t just about the lowest interest rate—it’s about the overall cost, terms, and how well it fits your financial goals.

Late payments can make mortgage approval more challenging, but they don’t always mean a dead end.

Finding an FHA-approved condo in Pinellas, Hillsborough, or Pasco County is tough—but not impossible.

While credit score changes don’t always require a new pull, they can still impact your loan.

New job or self-employed? You can still get a mortgage! Explore options like FHA, conventional, or bank statement loans. Contact us today!

Timeshares do not count as mortgages when applying for a home loan, but they can still impact your mortgage approval.