Market Trends & Rates

Mortgage Rates and Refinancing in 2025 could make sense if you’re currently paying over ~7% and can lock in at least a 0.5–1% lower rate—but only if you're sticking around long enough to recover closing costs. Florida’s rising inventory, buydown incentives, and steady refinance activity suggest it’s a smart time to evaluate your options.

Buying your first home is exciting—but it can also feel overwhelming. Between figuring out your budget, searching for homes, and navigating mortgage options, it’s a lot. The good news? Florida offers a ton of first-time homebuyer programs to help make the process easier (and more affordable).

Professionals across various fields, from healthcare to law, often face unique financial challenges, especially when it comes to purchasing a home. Recognizing this, our specialized financing options cater specifically to the needs of busy professionals aiming to balance their career demands with personal investments.

Mortgage interest rates represent the cost you pay to borrow money from a lender to purchase a home. Expressed as a percentage of the loan amount, this rate is added to the principal of your loan and paid back in your monthly payments.

The best mortgage isn’t just about the lowest interest rate—it’s about the overall cost, terms, and how well it fits your financial goals.